SVS Terms of Service

Effective Date: April 29, 2025

Update History:

1. Account Registration and Security

To access certain features of SVS, you must log in using your Google account.

2. Acceptable Use Policy

You agree to use SVS only for lawful purposes and in ways that do not harm us or other users. You must not:

We reserve the right to investigate and take appropriate legal action against violators.

3. Account Termination

We may suspend or permanently terminate your access if:

Termination may occur without prior notice, and we are not obligated to retain or provide access to your data after termination.

4. Intellectual Property Rights

All content, branding, and code on this app are the property of Simulâ Virtual Solutions.

You may not:

5. Limitation of Liability

SVS is provided "as is" and "as available." We do not guarantee uninterrupted or error-free service.

We are not liable for any indirect, incidental, or consequential damages, including data loss or loss of profits, that may result from the use of our app.

6. Governing Law

These terms are governed by the laws of the Republic of the Philippines. Any disputes will be resolved in Philippine courts unless otherwise required by local law.

7. Changes to the Terms

We may update these Terms of Service from time to time. When we do, we will update the “Last Updated” date above and notify users where appropriate.

Continued use of SVS after changes means you accept the revised terms.

8. Contact Information

If you have any questions about these Terms, contact us at:
📞 +63 965-263-3344
📧 [email protected]

9. Facebook and Messenger Use

SVS may offer features that integrate with Facebook and Messenger. By using these features, you agree to the following:

You are responsible for managing your connection permissions through your Facebook account settings. For details, please review Facebook’s Privacy Policy.

10. No Financial or Legal Guarantees

Simulâ Virtual Solutions provides document preparation and automation services only. We are not a law firm and do not provide legal, tax, or financial advice. While we make every effort to support accurate and effective processes, we do not guarantee any specific outcomes, improvements in credit score, or deletion of accounts from credit reports. Results depend on third-party credit bureaus, creditors, and applicable laws.

11. Payment, Billing, and Refund Policy

All fees are due as specified at the time of purchase. Unless otherwise stated, payments are non-refundable. Subscription services may automatically renew unless canceled in accordance with your account settings. You are responsible for ensuring payment methods remain valid and up to date.

12. Privacy Policy

Your use of SVS is also governed by our Privacy Policy, which explains how we collect, use, and protect your data.